6 of the Best Cash-Back Apps of 2025

Cashback rates vary widely, ranging from 2% to 20% at sites like TopCashback. Many cashback apps also offer PayPal as a redemption option, which is trusted for secure transactions. Capital One Shopping is a free app and browser extension with multiple money-saving features.

Future Trends in Cash Back Shopping

  • We’ll also look at which online shopping options offer payments via these sites.
  • Users can sign up in as little as two minutes and link as many debit cards or credit cards as they wish.
  • Find iConsumer (iconsumer.com) bonus offers and other promotions here.
  • To earn your cashback, you simply have to click on a link from Picodi before you make a purchase.
  • What’s great about Dosh is that you can pay with your linked card at 1000s of stores and restaurants.
  • Note that you’re usually limited to U.S. purchases with TopCashback, so make sure you’re on the American website for the merchant you’re shopping with before you buy.

100% cashback is when the full value of the cashback is returned to you (i.e. the full affiliate commission). According to TopCashback’s website, not all cashback sites do this and take a cut of the affiliate commission instead (saving you less). There are sometimes other deals that will pay a similar amount but they are restricted to specific retailers or require a higher minimum spend (eg £30). I’ll share these below if they are better than the generic offers. Earning cash-back with these companies differs from an ordinary online purchase.

#13 – Microsoft Rewards

The extension is available in Chrome and Firefox and sends real-time alerts on new offers, discount codes, vouchers, and more. This is because TopCashback has to invoice the retailer, then wait to receive payment themselves before passing the money along to customers. TopCashback also offers a referral program, described below. But based on our review, stores listed on TopCashback seem to have more exclusions than others. To be fair, other popular cash back sites have similarly long lists of exclusions for Walmart. Despite all these downsides, if you can find a product that’s not excluded, TopCashback remains one of the most profitable cash back sites for users.

We ranked it as the highest-paying overall option in our list of the best cash-back apps. If you do not have a cash back portal, check out our full list of cash back offers to receive even more bonuses! Also, you can view more options through the best cashback apps. Secure connections with cashback apps, like Payce or Dosh, are essential.

Make sure the app doesn’t share your data without your permission. Reading reviews on platforms like Reddit can help you see how other users feel about the safety of Best online cashback casinos these apps. Rakuten partners with many stores to provide exclusive discounts, and Fetch gives you points for scanning receipts from almost anywhere you shop. Join Ibotta by installing their free app or browser extension.

Consider a cashback credit card

The list below is not a complete list of all sites that have cashback offers. There are many sites, but A LOT of them are not really worth it, in my opinion. Something to be aware of is that many of the cashback sites also offer other ways to earn.

Of course, you can also get points by making purchases with a linked credit card or purchasing select items and submitting your receipt through the app. The Ibotta app is easy to use and you get several cash back offers which you can check on your phone as you go shopping. Some offer cash back directly while others give you points you can redeem for gift cards. Most of these cash back shopping apps come with a browser extension that makes it easy to remember to use them when you shop. I personally use Rakuten, which conveniently triggers an alert each time I browse a partner site, ensuring I never miss out on cash back opportunities. Many airline cash back shopping portals have holiday shopping deals where you can earn up to 5,000 bonus miles.

Unlike other UK cashback sites, you can compare cheap broadband deals and insurance policies to find the best offer for you, with cashback on top. Almost all of your online purchases will be eligible; browse over 6,000 retailers to start saving money. Different apps may offer various ways to receive earnings. Some might let you transfer funds directly into your bank account, while others offer options like gift cards for popular stores or services. To redeem your earnings from Ibotta, you need at least $20 in cash back.